.payment-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(280px, 0.65fr);
  gap: 28px;
  align-items: stretch;
  padding: clamp(56px, 7vw, 92px) clamp(20px, 5vw, 72px) clamp(38px, 5vw, 62px);
  color: var(--white);
  background:
    linear-gradient(90deg, rgba(40, 214, 163, 0.14) 1px, transparent 1px),
    linear-gradient(180deg, rgba(255, 255, 255, 0.08) 1px, transparent 1px),
    linear-gradient(135deg, #061a30 0%, #09233f 58%, #0b6ff0 100%);
  background-size: 52px 52px, 52px 52px, auto;
}

.payment-hero h1 {
  max-width: 860px;
  margin: 0;
  color: var(--white);
  font-size: clamp(2.3rem, 5vw, 4.2rem);
  line-height: 1.02;
}

.payment-hero .eyebrow,
.payment-hero p {
  color: var(--white);
}

.payment-hero p:not(.eyebrow) {
  max-width: 760px;
  color: #d8e8fb;
  line-height: 1.65;
}

.payment-note {
  display: grid;
  align-content: center;
  gap: 10px;
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.1);
  box-shadow: 0 18px 44px rgba(0, 0, 0, 0.2);
}

.payment-note strong {
  color: var(--white);
  font-size: 1.1rem;
}

.payment-note span {
  color: #d8e8fb;
  line-height: 1.55;
}

.payment-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
  padding: clamp(34px, 5vw, 66px) clamp(20px, 5vw, 72px);
  background: linear-gradient(180deg, #f7fbff 0%, #eef6ff 100%);
}

.payment-card {
  display: flex;
  flex-direction: column;
  min-width: 0;
  min-height: 100%;
  padding: 22px;
  border: 1px solid rgba(11, 111, 240, 0.16);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 14px 34px rgba(9, 35, 63, 0.08);
}

.payment-card.is-featured {
  border-color: rgba(40, 214, 163, 0.42);
}

.kids-card {
  background: linear-gradient(180deg, #ffffff, #f3fff9);
}

.course-tag {
  width: fit-content;
  margin-bottom: 14px;
  padding: 7px 10px;
  border-radius: 999px;
  color: var(--navy);
  font-size: 0.76rem;
  font-weight: 900;
  background: #dcfff5;
}

.payment-card h2 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 1.28rem;
  line-height: 1.2;
}

.payment-card p,
.payment-card li {
  color: var(--muted);
  line-height: 1.55;
}

.payment-card ul {
  display: grid;
  gap: 8px;
  padding-left: 18px;
  margin: 0 0 20px;
}

.payment-actions {
  display: grid;
  gap: 10px;
  margin-top: auto;
}

.payment-contact {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: clamp(44px, 6vw, 76px) clamp(20px, 5vw, 72px);
  background: var(--white);
}

.payment-contact h2 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(1.8rem, 3vw, 2.7rem);
}

.payment-contact p:not(.eyebrow) {
  max-width: 760px;
  color: var(--muted);
  line-height: 1.65;
}

@media (max-width: 1180px) {
  .payment-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  .payment-hero,
  .payment-grid {
    grid-template-columns: 1fr;
  }

  .payment-contact {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 580px) {
  .payment-hero {
    gap: 18px;
    padding: 34px 16px 28px;
    background-size: 38px 38px, 38px 38px, auto;
  }

  .payment-hero h1 {
    font-size: 2rem;
  }

  .payment-grid,
  .payment-contact {
    padding-inline: 16px;
  }

  .payment-card {
    padding: 18px;
  }

  .payment-actions .button,
  .payment-contact .button {
    width: 100%;
  }
}